Is SoFi's Stock Approaching a Buying Opportunity?

I have been buying shares of SoFi for a while now, and it is one of my biggest holdings in my portfolio. I bought most of my SoFi shares when it was trading at around $5 a share. The stock has been on quite an amazing run lately though as they make a lot of their money through student loan refinancing, and student loans are unpausing soon. Over the last month, however, SoFi has fallen back down by around 10%. Is the stock at a buying opportunity??

SoFi is an all-in-one finance app. They do loans, banking, investing, credit cards, and more. Their banking division has gotten a lot of their attention lately as they offer banking without having physical locations. This is attractive to investors because it keeps the costs of banking way down. Earlier this year, bank stocks massively took a hit after Silicon Valley Bank collapsed, and SoFi was no exception. That's when I seriously cranked up my buying of SoFi as the market was being irrational.

SoFi currently sits at an $8 billion valuation. The company is not profitable, and it currently trades 4.12 times their sales. This might sound like a lot, and it definitely is, but SoFi is growing insanely quickly in both revenue and users. While SoFi is trading at quite a premium, long-term I believe it's a good company.
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My opinion is that right now, SoFi is a little overvalued. I could see the stock falling more in the short-term, but I think that long-term, SoFi shareholders will be very happy.
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